In which states are agents NOT permitted to discuss value-added services until after enrollment?

Agents are not permitted to discuss value-added services until after enrollment specifically in Kansas and New York due to state regulations that aim to protect consumers. These regulations are in place to ensure that individuals can make informed decisions about their Medicare Supplement Insurance without being influenced by additional services that may not be inherently necessary or beneficial to their coverage.

In contrast, other states may have different regulations, allowing agents to discuss these services before enrollment. This distinction highlights the varying approaches states take regarding the promotion and sale of Medicare Supplement Insurance, ensuring consumer protection by delaying discussions that might sway a potential enrollee’s decision before they fully understand the primary product they are signing up for.